Eighty Percent of Small Claims Court Cases and Bad Debts Are Not Pursued
Small Claims » Eighty Percent of Small Claims Court Cases and Bad Debts Are Not Pursued
This is true for so many Americans:
- Some People did you wrong
- You take them to civil court
- The judge or the magistrate makes a decision in your favor
- You never receive any money that is owed to you.
Although the civil system is set up to allow you to recover money, nothing in the manual says that it is easy. Small claims court offers you fairly generic information on filing wage garnishments, bank garnishments, liens, and other methods of getting back what is owed to you that the small claims court awarded to you, but that information is too basic. Therefore, we are left with only a few options:
- Let the debtor win (Never see your money again)
- Spend all of your time trying to learn how to collect your money yourself
- Hire an attorney and pay a retainer plus hundreds per hour fees
- Use a judgment recovery service
Although debt collection service isn't very difficult to learn once you learn how to do it, the process will save you time and money in the long run. You would think that once the court awards you the judgment, the court system would make it less complicated for you to collect the funds that you are owed.
Small Claims Courts offers brochures to you explaining what your rights are as a debtor. Try to ask one of the court clerks how you go about finding the debtors bank account information or the process to garnish the debtors wages, and you will find a familiar answer - 'we cannot offer legal advice'.
The easiest way to get all of the information about the debtor is the skip tracing technique. Part of this process involves pulling a credit report on the debtor, and playing private detective to connect all of the dots in the case. One of the hardest things a collector will run into is that almost all credit reporters won't let you retrieve a credit report on someone if you do not own or operate a legitimate company that complies with FRCA laws and regulations.
If you use a collection agency service, they will recover your money with with no out-of-pocket fees, and absolutely no fees unless the money owed to you is recovered. Unlike attorneys who slap you with per hour fees, whether or not they are able to collect your fees.
We recommend letting a professional National Collection Agency handle your outstanding debts for the most effective and efficient no-upfront cost way to collect on monies owed to you.
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